Dave Ramsey talks about “nerds” vs. “free spirits” when it comes to money management/budgeting.
While I definitely wouldn’t say that Jeff is a “free spirit”, he’s also not the “nerd” that I am.
Last Friday, I made an extra payment on our mortgage.
In the amount of $95.99.
Why? Just to see the balance be $9,999.99. Under $10K! And as a bonus, it’s all 9s!