More tips on saving money!
- Make a list of people you need to buy for and how much you want to spend. If it’s on the list, get it. If it’s not on the list, no buy.
- Resist the urge to buy something for everyone. Maybe just send a card. If you can get away with it and that feels okay to you. Don’t cut back so much that you feel like Scrooge McDuck.
- Ask for stuff for Christmas that you’d buy anyway or something that you’d really be tempted to get. A favorite Christmas gift of mine is gift certificates to Nebraska Furniture Mart. When we get a house, I already have enough collected for a few rooms of carpet or a new bedroom set or a dining room table. Whatever it is that we need. In order to use them that way though, I have to resist the urge to spend them for new DVDs.
- After Christmas, look for good deals to give as birthday presents throughout the year. This is when lots of stuff is on clearance…stock up! I tend to get toys and kids clothing this time of year – a size or two bigger than the niece and nephew are wearing.
- Do you just have too much stuff? Sell it. Really. All the stuff that you have that you don’t use. If you don’t want to sell it, give it away. Got an extra family room set? I’m sure there’s a recent graduate that could use it.
- Get a roommate. I’m a huge fan of this for many reasons. Cheaper living expenses. You’re less likely to grow inflexible in your habits or become a hermit. Someone to keep you accountable. Companionship. Just all good stuff.